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Pilih kategori partisipasi Anda untuk memulai penilaian.
Untuk anggota Asosiasi Pelaku Reksa Dana dan Investasi Indonesia. Memerlukan access code yang diberikan oleh tim IKON.
Untuk peserta dari institusi keuangan, bank, atau manajer investasi di luar program ABAPERDI.
Penilaian eksklusif ini diselenggarakan atas kerja sama IKON, Comarch, dan ABAPERDI untuk mengukur kesiapan industri investasi Indonesia dalam mengadopsi kecerdasan buatan. Silakan masukkan access code yang telah dikirimkan kepada Anda untuk melanjutkan.
Kode 6 digit yang dikirimkan oleh tim IKON kepada anggota ABAPERDI.
Penilaian ini dirancang khusus untuk anggota ABAPERDI dalam rangka mengukur kesiapan industri reksa dana dan investasi Indonesia dalam mengadopsi teknologi AI. Seluruh data diproses secara anonim dan hasil disajikan dalam bentuk agregat.
Pilih Cara Partisipasi
Penilaian ini terbuka untuk peserta dari institusi keuangan, bank, atau manajer investasi di luar program ABAPERDI. Semua data diproses secara anonim dan hasilnya disajikan dalam bentuk agregat.
Pilih Cara Partisipasi
Respons Anda bersifat rahasia dan hanya akan dibagikan kepada tim IKON × Comarch.
A structured diagnostic to assess attitudes, readiness, and ambitions regarding AI-enabled solutions in Indonesian wealth management — across front-office RM capabilities and back-office technology infrastructure. All responses are anonymized and results presented in aggregate only.
Personal AI usage, RM workflow & strategic ambition — 12 questions
Platform integration, data infrastructure, OJK compliance — 12 questions
Portfolio intelligence, compliance AI, KYC, agentic deployment — 7 questions
Executive alignment, talent strategy, governance maturity — 7 questions
All question statements are grounded in the following published research and vendor documentation.
This section draws on the Comarch Wealth Management Innovations & Roadmap. Comarch is a global fintech provider and one of the leading wealth management platform vendors in Europe and Asia-Pacific, with active deployments across Southeast Asia.
AI is critical to support RM to become a strategic advisor.
Comarch's central argument is that AI in wealth management is not an incremental productivity improvement — it is a structural redefinition of the Relationship Manager (RM) role itself. The shift is from 'transactional executor' — processing instructions, producing reports, managing admin — to 'strategic advisor', spending most of the client time on relationships, planning, and high-value decisions.
Separating Logic from Narrative
AI agents in wealth management must not calculate financial outputs independently. A raw language model cannot reliably calculate Time-Weighted Returns, validate suitability against risk profiles, or run rebalancing scenarios. Instead, a domain-specific Wealth Logic Layer performs calculations and compliance checks while AI communicates validated results.
Efficiency — automating manual search, meeting prep, and drafting. Accuracy — ensuring every insight, calculation, and proposal is mathematically sound and compliant. Experience — empowering RMs to move from admin to advisor, utilizing Next-Best-Actions. Scalability — extending the same logic engine to serve mass affluent clients digitally, without increasing headcount.
This study aims to assess where Indonesian wealth management institutions stand in terms of AI readiness, awareness, infrastructure maturity, and use case prioritisation. Participants will receive access to the anonymized benchmark report: Indonesia AI Wealth Management Readiness Index 2026. The report results will be presented at an upcoming ABAPERDI member event planned for June 2026 — showing where Indonesian wealth management institutions stand collectively on AI readiness, AI awareness, AI infrastructure maturity, and AI wealth use case prioritization. This report will be jointly published by Comarch and IKON in June 2026, shared with all participating institutions, as well as presented at an upcoming ABAPERDI member event planned for June 2026. Separately, IKON and Comarch offer dedicated AI readiness assessments and strategic roadmap sessions for institutions that wish to understand their own position in more depth. This is entirely outside the scope of this questionnaire and carries no obligation. If you are interested, you are welcome to reach out to IKON or Comarch after completing the questionnaire.
IKON is the strategic partner and reseller for Comarch Wealth Management in Indonesia. With 24 years of deep Indonesian financial services expertise and established relationships across the banking sector, IKON brings the local market knowledge, deep understanding and experience with OJK/BI regulatory frameworks, and institutional trust that no global firm can replicate from the outside.
Comarch is a global technology company founded in 1993
in Kraków, Poland, delivering AI-driven software solutions to financial institutions, telecoms, and
enterprises across more than 30 countries. In September 2025, Comarch appointed its first Chief AI Officer
and committed at board level to becoming an AI-driven organisation — embedding AI across all its products,
services, and internal operations.
As CEO Jarosław Mikos stated: "For us, AI is not a passing
trend but a long-term commitment and the foundation for growth and competitive
advantage."
Comarch Wealth Management is an integrated, cloud-enabled platform serving
retail, mass affluent, and HNWI segments.
Together, IKON and Comarch are uniquely positioned to deliver this study. Comarch contributes global AI-in-wealth-management expertise, a proven Wealth Logic Layer architecture, and a board-level commitment to becoming an AI-driven organisation. IKON contributes the Indonesian market depth, regulator relationships, and financial sector credibility to ensure the findings are grounded in local realities — not global assumptions. The result is Indonesia's first AI readiness framework built specifically for this market.
By participating, you will receive access to the full anonymised benchmark report — the Indonesia AI Wealth Management Readiness Index 2026 — showing where Indonesian wealth management institutions stand collectively on AI readiness, AI awareness, AI infrastructure maturity, and AI wealth use case prioritisation. This report will be jointly published by Comarch and IKON in June 2026, shared with all participating institutions, as well as presented at an upcoming ABAPERDI member event planned for June 2026.
This questionnaire is fully anonymous. No individual name, job title, or firm name will be collected, recorded, or published. You will not be asked to identify yourself or your organisation at any point. There is no requirement to seek internal approval before participating.
All findings will be reported exclusively as aggregated, anonymised market data. Individual responses cannot be traced back to any person or institution — not by Comarch, not by IKON, and not by any third party. The value of this study depends entirely on honest, unfiltered responses. Your candour is both welcome and protected.
Each question presents a real-world statement or scenario, drawn from published industry research and market practice. Read the question and select the response that most accurately reflects your own experience or your firm's current situation. There are no right or wrong answers.